Private Medical Insurance (PMI)
In today’s fast-paced world, timely and quality healthcare is essential for maintaining a productive, engaged, and resilient workforce.
Private Medical Insurance (PMI) from Omny Benefits provides your employees with swift access to high-quality medical care, ensuring they can return to work healthier and faster.
PMI covers the cost of private treatment for acute conditions—new illnesses or injuries requiring immediate care and a high likelihood of recovery. With flexible coverage options tailored to your team’s needs and budget, PMI ensures faster diagnoses, reduced waiting times, and specialist-led care.
At Omny Benefits, we partner with trusted providers to deliver policies that balance cost-effectiveness with comprehensive coverage, offering your team peace of mind and your business a healthier, more resilient future.
Key Benefits
- Faster Treatment: Prompt access to consultations, diagnostics, and treatment.
- Choice of Care Providers: Freedom to choose hospitals and specialist consultants.
- Enhanced Comfort: Access to private rooms and personalised care experiences.
- Flexible Coverage Options: Plans tailored to your budget and business needs.
- Peace of Mind: Reduced stress for employees with reliable, accessible healthcare.
FAQs about Private Medical Insurance with Omny Benefits
PMI primarily covers acute conditions — new illnesses or injuries that require immediate medical care and are likely to improve with treatment. Coverage typically includes:
- Hospital stays and surgeries
- Specialist consultations
- Diagnostic tests (e.g., scans and blood tests)
- Outpatient treatments
Pre-existing conditions, routine check-ups, and long-term chronic care are usually excluded, but our team at Omny Benefits will guide you through the specifics of your chosen policy.
- Faster Access: Avoid NHS waiting lists with quicker appointments and treatments.
- Choice of Providers: Select your preferred hospitals and consultants.
- Enhanced Comfort: Enjoy private rooms and dedicated care teams.
- Wider Treatment Options: Access medications and treatments not always available on the NHS.
- Peace of Mind: Assurance that employees have dependable healthcare when needed.
PMI costs vary based on factors such as employee age, medical history, policy level, and chosen insurer. At Omny Benefits, we compare quotes from leading providers to find a policy that fits your business’s needs and budget while delivering maximum value.
PMI typically offers varying levels of coverage:
- Basic Plans: Cover essential hospital treatments and surgeries.
- Intermediate Plans: Include outpatient care and selected therapies.
- Comprehensive Plans: Provide full coverage, including mental health support, outpatient care, and alternative therapies. At Omny Benefits, we’ll help you understand these options and select the right plan for your workforce.
While obtaining PMI with a pre-existing condition can be more challenging, it’s not impossible. Some insurers may offer cover with exclusions or higher premiums, while others specialise in tailored policies for specific health conditions. At Omny Benefits, we’ll guide you through your options and help secure the best possible coverage.
