Savings & Investments
Savings & Investments
Building financial resilience isn’t just about putting money aside — it’s about creating a plan that grows with you and supports your goals. Yet with so many choices, from cash savings to ISAs and investment options, it can be difficult to know what’s right for your circumstances.
At Omny Personal Finance, we provide clear, personalised advice to help you make the most of your savings and investments. We create tailored strategies that balance growth, risk, and accessibility — giving you confidence that your money is working effectively for you.
We make planning clear and personal — helping you build resilience today and achieve the goals that matter most tomorrow.
Did you know?
Too many people lack the savings or investment strategy they need:
1 in 10 adults in the UK have no cash savings at all, and 3.6m have less than £100 set aside.
23% of adults say they couldn’t cover a £200 emergency from savings.
19% of adults have never heard of a Stocks & Shares ISA.
In 2024, £709bn was held in cash ISAs versus £439bn in Stocks & Shares ISAs — despite stocks & shares ISAs delivering over 3x higher returns over 20 years.
45% of UK adults say they don’t feel confident managing their money.
Sources: FCA (2024); BBC (2024); IA (2025); Finder (2024); Financial Capability Survey (2023)
We take a holistic approach to Savings & Investments
Reviewing existing savings and investment arrangements
Building an adequate emergency fund
Making the most of ISAs, allowances, and tax efficiencies
Investments aligned to your goals and attitude to risk
Creating a tailored plan to grow your wealth over time
Frequently Asked Questions (FAQ)
What does the initial meeting cost?
There’s no charge for your initial meeting or presentation. We’ll use this time to understand your goals, share our recommendations, and outline how we can support you going forward.
What’s the benefit of financial advice?
Good advice gives you clarity and confidence. It helps you make informed decisions, structure your finances effectively, and stay on track as your circumstances change. We’ll also help you make the most of your allowances and understand your tax position, so your money works harder for you.
Who should get financial advice?
Anyone who wants to make the most of their money — whether you’re early in your career, changing jobs, growing your wealth, or planning for retirement.
What does ongoing advice cost?
Our fees are very competitive. Our ongoing advice service is 0.5% on advised products, subject to a minimum fee of £240 per year.
Am I locked into the ongoing advice service?
No. If you ever feel you’re not getting value for money, you’re free to leave at any time with one month’s notice.
What happens if I change employer?
You can continue with our service. We’ll review your new situation and provide updated advice tailored to your new role and benefits.
Can my partner also receive advice?
Yes. We offer the same service for partners, and working with both of you allows us to provide more comprehensive advice that reflects your full financial picture.