Savings & Investments
Savings & Investments
Building financial resilience isn’t just about putting money aside — it’s about creating a plan that grows with you and supports your goals. Yet with so many choices, from cash savings to ISAs and investment options, it can be difficult to know what’s right for your circumstances.
At my Omny, we provide clear, personalised advice to help you make the most of your savings and investments. We create tailored strategies that balance growth, risk, and accessibility — giving you confidence that your money is working effectively for you.
We make planning clear and personal — helping you build resilience today and achieve the goals that matter most tomorrow.
Did you know?
Too many people lack the savings or investment strategy they need:
1 in 10 adults in the UK have no cash savings at all, and 3.6m have less than £100 set aside.
23% of adults say they couldn’t cover a £200 emergency from savings.
19% of adults have never heard of a Stocks & Shares ISA.
In 2024, £709bn was held in cash ISAs versus £439bn in Stocks & Shares ISAs — despite stocks & shares ISAs delivering over 3x higher returns over 20 years.
- 45% of UK adults say they don’t feel confident managing their money.
Sources: FCA (2024); BBC (2024); IA (2025); Finder (2024); Financial Capability Survey (2023)
We take a holistic approach to Pensions & Retirement Planning
Reviewing existing savings and investment arrangements
Building an adequate emergency fund
Making the most of ISAs, allowances, and tax efficiencies
Investments aligned to your goals and attitude to risk
Creating a tailored plan to grow your wealth over time
Frequently Asked Questions (FAQ)
What other support services are included with Group Life Assurance?
Many Group Life policies offer additional benefits, such as:
- Bereavement counselling
- Mental health resources
- Legal advice
- Employee Assistance Programmes (EAPs)
These services not only provide immediate support in times of crisis but also contribute to your team’s ongoing wellbeing.
How does Group Income Protection differ from individual income protection?
What are the benefits of offering Critical Illness Cover as an employee benefit?
- Financial Security: Immediate financial support during a critical health crisis.
- Peace of Mind: Reduced stress and anxiety about financial burdens.
- Employee Wellbeing: Demonstrates genuine care for your team’s health and financial security.
- Talent Attraction & Retention: Strengthens your employee benefits package to attract and retain skilled professionals.
How do I determine the right level of cover for my key person(s)?
At Omny Benefits, we conduct a thorough assessment of your business to determine the financial impact of losing a key individual. This includes:
- Evaluating their contribution to revenue and profitability
- Assessing their role in client relationships
- Calculating the cost of recruitment and training for their replacement
We’ll work with you to tailor the right level of cover, ensuring your business remains resilient and protected.
What are the benefits of Shareholder Protection for my business?
- Control: Prevent shares from being transferred to unintended parties.
- Stability: Protect against operational and financial disruption.
- Succession Planning: Ensure a clear, legally defined ownership transfer process.
- Peace of Mind: Provide reassurance for shareholders and their families.